The Watering Hole

Politics
347 posts
http://www.sickview.com/2008/01/30/sheep-fucker/
Hookbender — Feb 03, 2011
Show me where the government gives a damn about pre-existing conditions. This girl I gave in my example had a preexisting condition. ;D Your just making shit up man. And I've been falling for it. ;D ;D


The big provisions in the healthcare law revolve around people being dropped from their ins because of preexisting conditions, children being dropped for preexisting conditions and people who do not get a group buy in through their work so the rates they get, if they can be covered, are insanely high, caps on care etc..  Correct me if I'm wrong.

I don't know what you've been falling for but it doesn't sound like you directly pay for your healthcare currently and perhaps have not thought about the healthcare ins system/tactics that much.

What girl?

Hookbender — Feb 03, 2011Now answer my question. Do you want government to have the power to force you to purchase a product? Or, pay penalties.


No one but the ins corps care about the mandate.  I personally get why it's in there while not really liking it.  The real power the gov is exerting is against the ins corps, stopping them from dropping the sick when they need the services they've been paying for.  I also get why the ins corps wanna drop the sick, while thinking it's reprehensible.

Do I think everyone should put in on a healthcare system? Yes.  Do I think it should be through ins corps so they can draw a profit? No.  But that is the system we have.  
BINGEWOOD — Feb 03, 2011[quote author=Hookbender link=1293587654/175#199 date=1296694992]
Show me where the government gives a damn about pre-existing conditions. This girl I gave in my example had a preexisting condition. ;D Your just making shit up man. And I've been falling for it. ;D ;D


The big provisions in the healthcare law revolve around people being dropped from their ins because of preexisting conditions, children being dropped for preexisting conditions and people who do not get a group buy in through their work so the rates they get, if they can be covered, are insanely high, caps on care etc..  Correct me if I'm wrong.

I don't know what you've been falling for but it doesn't sound like you directly pay for your healthcare currently and perhaps have not thought about the healthcare ins system/tactics that much.

What girl?

Hookbender — Feb 03, 2011Now answer my question. Do you want government to have the power to force you to purchase a product? Or, pay penalties.


No one but the ins corps care about the mandate.  I personally get why it's in there while not really liking it.  The real power the gov is exerting is against the ins corps, stopping them from dropping the sick when they need the services they've been paying for.  I also get why the ins corps wanna drop the sick, while thinking it's reprehensible.

Do I think everyone should put in on a healthcare system? Yes.  Do I think it should be through ins corps so they can draw a profit? No.  But that is the system we have.  

If thats what you think the limitations of the healthcare law is, you may want to do a little reading. Anyone can get insurance for about, lets say, what a monthly payment on a car is. Blue Cross or whatever. I don't pay for my insurance now, I have in the past. I think I use to pay $300 or so for insurance on myself. Blue Cross.

But do you want government to have the power to force you to buy a product? And do you think that power should include penalties that the government, again, can force you to pay if you don't buy that product?
I don't know that I see healthcare as a product.  That's what ins corps want you to think.
OK. So do you want government to have the power to tell you to buy "something" and if you don't, they have the power to make you pay penalties? That better?
Like taxes?
No. Gonna answer the question?
BINGEWOOD — Feb 03, 2011

Do I think everyone should put in on a healthcare system? Yes.  Do I think it should be through ins corps so they can draw a profit? No.  But that is the system we have.  


I am not too scared of the gov "forcing" us to buy things.  Like I said before, as far as I'm concerned the mandate can be dumped and a public system implemented.   The ins corps and many members of the legislative branch, all of the pubs and some of the dems, don't agree with me though.  That is why this mandate exists and will not go away as far as I can see.  The recent Florida court decision showed that the right is trying to dump the entire bill as they know they can't get rid of the mandate.  We'll see what the supreme court says.

The gov has "forced" different things with penalties throughout it's history:

http://hubpages.com/hub/Hemp-Growing-Was-Once-Required-By-Law
;D ;D

Do you think our government should have the power to force us to purchase something? And do you think they should have the power to penalize us if we don't?
I'm not for the mandate but mainly because I think we should have a tax based single payer system.  I understand it's logic within the current system.

Should have the power?  The gov has all kindza powers I may not agree with, being as they write the laws without my approval.  I honestly don't see this as too different from taxes.  I mean it's ONLY "$300 a month" right?  HAHAHAHAHAHAHA!
Why do you think the mandate is in there?
Hookbender — Feb 03, 2011 ;D ;D

Do you think our government should have the power to force us to purchase something? And do you think they should have the power to penalize us if we don't?


car insurance ?
"Them's states' rights, not fed-ral"

"You don't have to drive."

etc.

fingers — Feb 03, 2011[quote author=Hookbender link=1293587654/200#208 date=1296700327] ;D ;D

Do you think our government should have the power to force us to purchase something? And do you think they should have the power to penalize us if we don't?


car insurance ?


You don't have to have car insurance. Not really. And your not forced to pay penalties if you don't by government.

For those of us that have car insurance....pay attention to that little costly clause on your policy called, uninsured motorist. And the cost of having car insurance is way cheap compared to health insurance.
So you are saying it is ok to drive without insurance ?
That's not what I was told when I drove in the US.


The relative cheapness of the insurance is irrelevant to the question you raised about governments right to impose compulsory purchase.
Hookbender — Feb 03, 2011[quote author=BINGEWOOD link=1293587654/175#192 date=1296690853][quote author=Hookbender link=1293587654/175#189 date=1296690501][quote author=BINGEWOOD link=1293587654/175#187 date=1296689027][quote author=Hookbender link=1293587654/175#186 date=1296688915][quote author=BINGEWOOD link=1293587654/175#183 date=1296688436][quote author=Hookbender link=1293587654/175#181 date=1296688324][quote author=BINGEWOOD link=1293587654/175#179 date=1296687526]What's the government help thingy?


Ever herd of Charity hospitals? Charity doctors? Medicaid, Medicare? Do some research.


What do you know about it?  Would you qualify?  

Years ago, my first wife's brother and his wife had a child at one of these hospitals. Cost them $100 bucks. They went to charity doctors all the time when they were sick, for free. Government shit. Like I said, do some research. Neither of them worked at all and had 3 kids.


Do you work and make ok bread?   Then you prolly don't qualify.

I don't no about the qualifying. They just showed up and had the kid at the hospital. Not sure how to make appointments to have a child. Your weird.


You're saying they didn't work.  I'm guessing they were poor.  Were they just independently wealthy?  

What I'm saying is that in order to qualify for aid you usually need to be poor ie. at or near the poverty level.  If you have a decent job making ok bread you usually don't qualify for aid.  Tax records are involved etc.


Exactly. So if you make decent bread, as you call it, you can afford decent healthcare. If your poor, ya get it basically free if you search just a bit. So you made my point. We really don't have situations where there is no healthcare available. So this Obamacare is making everyone purchase healthcare whether they want it or not, and if they don't they pay penalties. Is that fair? Do you want government to have that much power?


We did have situations where healthcare wasn't available.  Are you nuts?  What, you think that if you didn't have insurance, and you had cancer, you could get treatment?  Nope, sorry.

http://www.nytimes.com/2008/04/11/opinion/11krugman.html
The end result is that the uninsured receive a lot less care than the insured. And sometimes this lack of care kills them. According to a recent estimate by the Urban Institute, the lack of health insurance leads to 27,000 preventable deaths in America each year.
Hookbender — Feb 03, 2011 ;D ;D

Do you think our government should have the power to force us to purchase something? And do you think they should have the power to penalize us if we don't?


Man, that would be crazy if the government could actually force us to purchase stuff.  Shit, they'd probably buy ridiculously expensive weapons and start wars in Iraq and shit.
Hookbender — Feb 03, 2011[quote author=fingers link=1293587654/200#211 date=1296725325][quote author=Hookbender link=1293587654/200#208 date=1296700327] ;D ;D

Do you think our government should have the power to force us to purchase something? And do you think they should have the power to penalize us if we don't?


car insurance ?


You don't have to have car insurance. Not really. And your not forced to pay penalties if you don't by government.

For those of us that have car insurance....pay attention to that little costly clause on your policy called, uninsured motorist. And the cost of having car insurance is way cheap compared to health insurance.


You don't have to have insurance.  You can have a bond instead.  That's what companies like UPS do.  They put massive cash into a fund for repairs and accidents.  It's cheaper for them, with a massive fleet, to just pay out cash to fix their cars and other cars and settle accident claims.  But for most of us, it's not an option.  We can't stick a massive amount of cash with a bond company just in case we get into an accident.  Dure, the uber-rich can.  And the uber-rich don't need health insurance either.  Those of us who are not uber-rich, instead, we share the load--everyone buys insurance, then most of us don't get into accidents, so it makes our insurance affordable.  And most of us won't get a really expensive disease, but some of us will.
OK - so you must either be self insured (Bond) or buy insurance to be legal.

Do you think our government should have the power to force us to purchase something? And do you think they should have the power to penalize us if we don't?


Sounds like they already do
Here's a little example of drivers without car insurance. this is the first state that came up on my search so I just used it. Minn, 1 out of 6 or 7 drivers do not have insurance. And this is almost a guess. Could be worse. I realize this is from 2009, but it's just an example.


http://minnesota.publicradio.org/display/web/2009/06/03/cost_of_uninsured_drivers/
fingers — Feb 03, 2011So you are saying it is ok to drive without insurance ?
That's not what I was told when I drove in the US.


The relative cheapness of the insurance is irrelevant to the question you raised about governments right to impose compulsory purchase.


I'm not saying it's ok, I'm saying it happens. And it may be kinda irrelevant, and I pretty much agree with you, but being able to afford basic liability insurance for around $150 every 6 months is much different than $300 a month for healthcare.
"The end result is that the uninsured receive a lot less care than the insured. And sometimes this lack of care kills them. According to a recent estimate by the Urban Institute, the lack of health insurance leads to 27,000 preventable deaths in America each year."

But this says they receive less care, not receives no care. I'm not saying having healthcare isn't the best option. Your comment and point is irrelevant to the discussion.
Hookbender — Feb 03, 2011Here's a little example of drivers without car insurance. this is the first state that came up on my search so I just used it. Minn, 1 out of 6 or 7 drivers do not have insurance. And this is almost a guess. Could be worse. I realize this is from 2009, but it's just an example.


http://minnesota.publicradio.org/display/web/2009/06/03/cost_of_uninsured_drivers/



From the article.
"About one in every six Minnesotans drives without insurance, and the law requires that they have it," he said.


The state suspended the drivers licenses of randomly selected motorists who didn't respond to a letter asking them to supply proof of insurance.


So there you go - they are breaking the law and there are punishments.

What would be the difference with  healthcare ? shit philisophical right wingers object
McCormack says their research shows there are generally three groups of people who don't buy car insurance: One group is being squeezed by the recession and cutting expenses; another group, she says, includes people who just don't get around to it; and then there's a third group with philosophical objections.

"People that just do not support government regulation mandating coverage of insurance," she said.

To account for the scofflaws, Minnesota requires that law-abiding motorists have policies with coverage for uninsured or underinsured drivers.
OK. Dr try your best. If a person would drive a car without insurance, what makes you think they won't drive a car without a license? And those were lucky catches. Probably pulled over for speeding or something and were discovered. But 1 out of 7 drivers??? And they simply suspended their license??? Damn what stiff penalties. ;D

Kinda like our seatbelt laws. You never get a ticket or pulled over for simply not wearing your seatbelt. They usually add that to a speeding fine, if they notice it at all.

Which brings up the other possibility of selected penalties on the part of government. Who will they actually enforce the penalties on?

The more we discuss it, the crazier it sounds.

You think our government should have this type of powers? Damn near every law on the books is selectively enforced and these penalties will no doubt be laid at the lap of the poor as usual. That's the group that will be hurt the most from these penalties. No doubt.
You could use that as an argument against any and all laws.
Why have law at all - no point.



Why illegalize murder. Some people are still going to do it.

So essentially your argument is that the healthcare bill is unneccessary because the healthcare system is fine.

Tell that to anyone who needs regular medication (e.g. for a seizure disorder), and has no insurance.
I'm not really arguing a point either way on healthcare. I simply question whether or not government should have the power to force people to buy a product and then penalize people who don't purchase it. That kinda sounds like communism to me. ;D

We are talking about insurance.
If it was just an optional thing--like forcing someone to buy potato chips-- I would agree with you.  And we actually do subsidize farmers to grow potatoes and corn and wheat, and sell them artificially cheap.  

BUT-- EVERYONE ends up in the hospital.  The number of people who don't end up needing hospital care of some sort is probably in the single digits, percentage-wise.  And most of those people are probably people in their 20s who die in car crashes.  

I understand you are perfectly happy with sick people without insurance going to the ER, which is very costly--around 3x the cost just for treatment, not to mention how much you could save if they got something looked at before it was an emergency.  It's effective, for people who are critically ill.  And, here's the kicker--we pay for that anyway.  It's paid by taxes, write-offs (loss of tax revenue). and increases in the amount that the insured pay.  Is that fair?  

And-- how do you then deal with someone with cancer?  Chronic pain?  MS?  Early Alzheimer's?  Seizures?  People who need medical care and often incredibly costly medications, but who have no insurance?
Like I said, I'm not arguing against having healthcare. Your points are very good arguments for having healthcare.

But should the government have the power to force you to purchase it and penalize you if you don't?

My opinion is that everyone should have healthcare, everyone needs healthcare.

But is forcing people to purchase it the right way to do that? Is there another option? Do you want government to have that kind of power? And if this happens, what next???

Hookbender — Feb 04, 2011Like I said, I'm not arguing against having healthcare. Your points are very good arguments for having healthcare.

But should the government have the power to force you to purchase it and penalize you if you don't?

My opinion is that everyone should have healthcare, everyone needs healthcare.

But is forcing people to purchase it the right way to do that? Is there another option? Do you want government to have that kind of power? And if this happens, what next???



Government already has that power.  Do you think I want to buy bombs to kill Iraqis?  I pay for that.  I pay for nice schools in the deep South where they think my president is a foreign born national.  I pay for bridges over rivers I will never see.

There are only two other options.  

Force people to pay before they get treatment. Or don't treat the ill if they don't have insurance or the ability to pay.  You seem to have another solution--what is it?
Doesn't the government do something like this with education ?

It has state provision charged thru tax with the option to pay more and go private if you want.

No forcing to purchase - just more tax but compensated by removing "who pays for my kids education" worries when losing income through ill health or bad luck.


charger — Feb 04, 2011[quote author=Hookbender link=1293587654/225#228 date=1296858035]Like I said, I'm not arguing against having healthcare. Your points are very good arguments for having healthcare.

But should the government have the power to force you to purchase it and penalize you if you don't?

My opinion is that everyone should have healthcare, everyone needs healthcare.

But is forcing people to purchase it the right way to do that? Is there another option? Do you want government to have that kind of power? And if this happens, what next???



Government already has that power.  Do you think I want to buy bombs to kill Iraqis?  I pay for that.  I pay for nice schools in the deep South where they think my president is a foreign born national.  I pay for bridges over rivers I will never see.

There are only two other options.  

Force people to pay before they get treatment. Or don't treat the ill if they don't have insurance or the ability to pay.  You seem to have another solution--what is it?

Jesus. Don't miss an opportunity to bash Bush and the Republicans. Is your President a foreign born national? By the way, what about the birth certificate issue. Was that ever resolved?

Your talking about how government spends tax money. I'm talking about government forcing people to purchase a product with their money and if they don't, government fines them. Very different indeed. In fact, once again, not even a close comparison.

But hey. I'm sure you liberals will be glad to answer this question once Obama has left office. Until then!
Hookbender — Feb 05, 2011[quote author=charger link=1293587654/225#229 date=1296858791][quote author=Hookbender link=1293587654/225#228 date=1296858035]Like I said, I'm not arguing against having healthcare. Your points are very good arguments for having healthcare.

But should the government have the power to force you to purchase it and penalize you if you don't?

My opinion is that everyone should have healthcare, everyone needs healthcare.

But is forcing people to purchase it the right way to do that? Is there another option? Do you want government to have that kind of power? And if this happens, what next???



Government already has that power.  Do you think I want to buy bombs to kill Iraqis?  I pay for that.  I pay for nice schools in the deep South where they think my president is a foreign born national.  I pay for bridges over rivers I will never see.

There are only two other options.  

Force people to pay before they get treatment. Or don't treat the ill if they don't have insurance or the ability to pay.  You seem to have another solution--what is it?

Jesus. Don't miss an opportunity to bash Bush and the Republicans. Is your President a foreign born national? By the way, what about the birth certificate issue. Was that ever resolved?

Your talking about how government spends tax money. I'm talking about government forcing people to purchase a product with their money and if they don't, government fines them. Very different indeed. In fact, once again, not even a close comparison.

But hey. I'm sure you liberals will be glad to answer this question once Obama has left office. Until then!


What's it have to do with Bush and Republicans?  Before Iraq it was some other damn country that we were bombing with my tax money. I've never been happy with it.  But the government doesn't ask me, they just spend my money on bombs.

What birth certificate issue?  There is no issue.  Just a bunch of idiots who think there is an issue.  

Let's look at healthcare in terms that you can understand.  I don't know about you, but I'm paying just about 5x my annual healthcare costs in federal taxes (actually about 5.15x, according to this year's taxes).  You know what 20% of those taxes go to?  Medicare and Medicaid.  That's right, I pay 1/5 of my tax bill--THE SAME AMOUNT I PAY FOR MY OWN FAMILY'S HEALTHCARE--for someone else to have health insurance.  The uninsured cost another 5% of that tax bill, and I pay for them, too. So you ask me if it is fair for the government to force people to pay for insurance, thus relieving some of MY tax bill and letting them cover themselves some?  It's not only fair, it's accepted practice, and I've been doing it since I started paying taxes, and so have you.
This isn't taxes. Has nothing to do with taxes. Has nothing to do with medicare or medicaid. Has nothing to do with what your talking about.
How about the government calls it a tax, takes the money from you
and buys insurance on your behalf.

It's not forcing you to buy anything then is it?

Solved :)
fingers — Feb 05, 2011How about the government calls it a tax, takes the money from you
and buys insurance on your behalf.

It's not forcing you to buy anything then is it?

Solved :)


The government isn't calling it a tax. And who cares about "what if's". The healthcare law is what it is.

From all the responses your giving, Charger etc, I'd guess you don't to much like the this new power the government has created.
No - we are simply saying there is no new power.

Government already has the power to force you to buy car insurance
Government already has the power to tax you to pay for education

there is no difference with this so called  "new" power

You're just being a sucker for right wing BS.

You will be arguing death panels next,
In your current situation, the gov wouldn't be forcing you to buy anything...but your employer is forcing you to buy a policy.  Why don't they just give you the money that they spend on your ins directly?  That way you could get on your wife's policy and you could get the extra income instead of thinking of the money paid for your ins as a perk.
This particular case of healthcare, is different.

Why do you think courts are ruling it unconstitutional? It's because of this force you to purchase a product thing and the penalties your forced to pay if you don't make the purchase.


http://www.insurancejournal.com/news/national/2011/01/31/182792.htm
Hookbender — Feb 05, 2011This particular case of healthcare, is different.

Why do you think courts are ruling it unconstitutional? It's because of this force you to purchase a product thing and the penalties your forced to pay if you don't make the purchase.


Have all the courts ruled it unconstitutional?
BINGEWOOD — Feb 05, 2011In your current situation, the gov wouldn't be forcing you to buy anything...but your employer is forcing you to buy a policy.  Why don't they just give you the money that they spend on your ins directly?  That way you could get on your wife's policy and you could get the extra income instead of thinking of the money paid for your ins as a perk.


My employer is not able to force me to purchase healthcare. Where in the fuck did you get that from? If my employer offers insurance, my wife's employer will not allow me to be added to her policy. I think I've made that perfectly clear at least one time.
Hookbender — Feb 05, 2011
My employer is not able to force me to purchase healthcare. Where in the fuck did you get that from? If my employer offers insurance, my wife's employer will not allow me to be added to her policy. I think I've made that perfectly clear at least one time.


So her employer forces you to buy ins.  The situation forces you to lose salary each month.  Why shouldn't you get that money?  How many years have you been paying this free market penalty?

Would the gov force you to buy anything under the mandate?
BINGEWOOD — Feb 05, 2011[quote author=Hookbender link=1293587654/225#238 date=1296942003]This particular case of healthcare, is different.

Why do you think courts are ruling it unconstitutional? It's because of this force you to purchase a product thing and the penalties your forced to pay if you don't make the purchase.


Have all the courts ruled it unconstitutional?


So far, 26 states have filed suit against the federal government to stop Obamacare.

BINGEWOOD — Feb 05, 2011[quote author=Hookbender link=1293587654/225#240 date=1296942388]
My employer is not able to force me to purchase healthcare. Where in the fuck did you get that from? If my employer offers insurance, my wife's employer will not allow me to be added to her policy. I think I've made that perfectly clear at least one time.


So her employer forces you to buy ins.  The situation forces you to lose salary each month.  Why shouldn't you get that money?  How many years have you been paying this free market penalty?

Would the gov force you to buy anything under the mandate?


No, no one forces me to buy insurance. How am I losing salary each month? Where did that come from?

You make absolutely no sense at all.
Hookbender — Feb 05, 2011[quote author=BINGEWOOD link=1293587654/225#239 date=1296942082][quote author=Hookbender link=1293587654/225#238 date=1296942003]This particular case of healthcare, is different.

Why do you think courts are ruling it unconstitutional? It's because of this force you to purchase a product thing and the penalties your forced to pay if you don't make the purchase.


Have all the courts ruled it unconstitutional?


So far, 26 states have filed suit against the federal government to stop Obamacare.



This will go to the supreme court.  We'll see what they say about the mandate.  The question is if the mandate is found to be unconstitutional what that will mean for the law as a clause was left out which would have allowed the mandate to be separated out of the law.  As it sits now it can't be removed from the whole.
Hookbender — Feb 05, 2011
No, no one forces me to buy insurance. How am I losing salary each month? Where did that come from?

You make absolutely no sense at all.



You think of the money paid for your ins as a gift from your boss?

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA!
BINGEWOOD — Feb 05, 2011

Would the gov force you to buy anything under the mandate?

BINGEWOOD — Feb 05, 2011[quote author=Hookbender link=1293587654/225#243 date=1296943028]
No, no one forces me to buy insurance. How am I losing salary each month? Where did that come from?

You make absolutely no sense at all.



You think of the money paid for your ins as a gift from your boss?

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA!


What makes you think that? I didn't say that.

But shouldn't you liberals who think healthcare is so important consider that a gift?

I do consider it a perk. I need healthcare insurance and they provide that free of charge. Pretty good deal in my opinion. I'm getting paid a fair salary, working for good people.....consider it what you want. I consider it part of my pay.

Your extremely odd.
It's not free.  You accept it as part of your compensation.  They could cash you out on it each month, if say you had some other ins, at no change for the company and your wife's company could compensate her better with a bigger gift.  

It's good for you to see it as a gift tho...makes ya feel special when you know many have to pay each month or have none...keeps ya coming in each morning.

Is it more like the livestock example fingz brought up?
It doesn't make me feel anything at all. This company provides insurance to all employees. So have all the other jobs I've ever considered.